Infinite Giving uses a blend of passive and active investment. Primarily we lead with index investing whereby investors seek to replicate and hold a broad market index or indices with minimal trading in the market. Our passive investment is balanced with expert and consistent oversight by a highly experienced Investment Committee. This approach is more affordable, less complex, and often produces superior results over medium to long time horizons.

Allocations include low-cost index funds and abide by Modern Portfolio Theory, which strive for the greatest returns at a specific risk level. Portfolios are reviewed regularly and adjusted as appropriate and needed. ETFs selected are based on their liquidity, diversification, and low management fees.

Reserve Fund Portfolios

Portfolio

Treasury

Slow Grower

Steady Grower

Stocks/Bonds Allocation

0/100

20/80

30/70

US Total Market Equities (VTI)

0%

5%

10%

US Dividends (SDY)

0%

10%

10%

International Equities (SCHF)

0%

5%

10%

Short-Term Bonds (BSV)

0%

30%

20%

US Treasury Bonds (TIP)

0%

15%

15%

Active Short-Term Bonds (MINT)

0%

30%

30%

U.S. Treasury Bills (13 Week)

100%

0%

0%

Cash

0%

5%

5%

Endowment and Growth Portfolios

Portfolio

Prudent Grower

Moderate Grower

Aggressive Grower

Stocks/Bonds Allocation

60/40

70/30

80/20

US Total Market Equities (VTI)

15%

20%

20%

US Dividends (SDY)

15%

20%

15%

US Small-Cap Equities (IJR)

10%

10%

15%

US Mid-Cap Equities (MDY)

10%

10%

15%

International Equities (SCHF)

10%

10%

15%

US Aggregate Bonds (AGG)

10%

10%

10%

Short-Term Bonds (BSV)

10%

10%

-

US Treasury Bonds (TIP)

10%

-

-

Active Short-Term Bonds (MINT)

5%

5%

5%

Cash

5%

5%

5%

Click here to learn more about our additional ESG portfolios.

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