Transfer Type | Speed | Cost | Best For | Limit |
ACH | 1–3 business days | Free | Routine withdrawals, recurring cash needs | $250,000/day |
Wire | Same-day if submitted before cutoff | $20–$35 (charged by your bank) | Time-sensitive or high-value transfers | None |
Key Notes:
All transfers must come from settled cash (not funds still in investment)
Third party wire transfers require signed authorization
ACH & Wire cutoff is 3pm ET